Potter's Wizardry Can't Safe Low-priced Auto insurance

Regardless of how magical Harry Potter's alter ego Daniel Radcliffe may be behind the wheel, he will still have to spend more for his automobile insurance than known Babyshambles front-man Pete Doherty.

According to brand new study, as long as 18-year-old Radcliffe registered his Fiat Punto at his Fulham address he would encounter common 12-monthly premiums close to £3,700 – the greatest being £4,296.39 through its4me automobile insurance – despite developing a thoroughly clean driving record.

In comparison, Pete Doherty could insure his vehicle, a elegant Jaguar X-Type, at his Wiltshire address foran average yearly premium of approximately £1,000 – and possibly as low-priced as £844.70 by means of Elephant automobile insurance.

This huge difference – up to 508 per cent in various instances – is created even more complicated by the belief that Doherty has a string of driving criminal acts like driving without an MOT, failing to comply with driving license problems and auto thieves.

Consequently precisely why can Pete Doherty take pleasure in this kind of fairly affordable car insurance?

You will find two pinpointing elements. First is that Radcliffe lives in London, which normally faces many of the greatest auto insurance premiums in the uk. There are actually several reasons precisely why the capital is hit with greater rates which include greater repair costs and bigger felony prices.

Another thing is that Radcliffe is merely eighteen years old – more than ten years younger than 29-year-old Doherty. Younger drivers are penalized by status – male drivers under twenty one are far more prone to be involved in a motoring car accident than these aged about thirty. Therefore several insurance providers have ended providing quotations to young drivers altogether.